Home Isurance Wont Cover Certain Types Of Solar Panels

However some insurers may not cover them as standard so it s always worth checking.

Home isurance wont cover certain types of solar panels.

However you may need to increase the amount of coverage on your home to account for the cost of the system which can then raise your premium. Many insurers cover solar panels as standard counting them as permanent fixtures to your home. Whether or not these separate systems are covered depends on your insurer s policy. While solar panels are generally covered by your standard insurance the possibility of your insurer demanding that it be an add on will be there.

Most rooftop solar energy systems are covered by standard homeowners policies which doesn t change your insurance plan. Of course not every policy or solar energy system is the same. In most cases there is no need to get additional insurance to cover your solar panel system. Solar panels are exposed to the elements and damages from natural causes.

To protect your investment you ll need to purchase a supplemental insurance policy to pick up where your home insurance leaves off. Some types of panels ground mount solar panels or solar carports may not be covered under your home insurance. While rooftop solar is typically covered in a standard policy your insurer may or may not cover other types of installations such as ground mounted solar panels and solar panel carports. These along with costly price present a challenge to every insurer who is trying to keep a hefty payout at bay.